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Glossary of Terms

The Front-End Ratio is Critical to Getting Your Loan Modification Approved

The most important calculation that will determine your chances at modification approval is the front-end ratio.

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Wells Fargo Loan Modification Problems and Solutions

If you are in default on your mortgage, they do not care about you. Please do not be fooled by the nice language they use and comforting phrases they say – they are aggressively trying to take your home and you need to be prepared and represented, if possible.

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LoanCare and ServiSolutions

Within the last year, two relatively new mortgage servicers have come on the scene. They have been taking over the servicing rights to several large loan portfolios.

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The Ocwen to PHH Nightmare

I’ve been getting a lot of calls lately from people struggling with a lender called PHH.

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